Yotta is a FDIC-insured, lottery-based, high-yield savings account. Previously, I’ve written an article singing the praises of this app (link). The current system offers you 0.2% APY plus lottery winnings. This averages out to be around 1.5 to 1.9% APY. While this return is lower than the 3% offered by Porte and HMBradley, you only have to put money in Yotta to get the APY. … Continue reading That’s a Yotta Crypto? The best high-yield savings account is now offering more
Mao Zedong was one of history’s most devastating dictators. His leadership is often ignominiously credited with leading to more non-combatant deaths than any other in history. While estimates vary, between thirty and eighty million deaths are attributed to Mao’s whims. The sheer scale of Chairman Mao’s outright barbarity is poorly understood by many even today. An example of his bloodlust can be seen in the … Continue reading Chairman Mao: The twentieth century’s deadliest dictator
When you think of exclusive banks and referral only, you probably visualize a secret society of the ultra-wealthy or a villain from a Bond movie. Alternatively, you might be more grounded in reality, and believe private banking is for individuals with a net worth or savings above a certain dollar threshold. Well, HMBradley is neither! It allows members to join via referral; however, each member … Continue reading HMBradley: The exclusive, referral-only, 3% APY checking account
Though the term “trick or treat” did not become widespread until the 20th century, the annual rite of passage for cosplaying toddlers had its beginnings almost a thousand years before. Continue reading Trick or treat: The origins of a hallowed tradition
Millions of Americans start their day with coffee that they buy from a coffee shop. They drive out of their way to wait in lines to pick up their morning caffeine fix for outrageous mark-ups. This “luxury” of not having coffee at home has infected people so much that they can not contemplate giving up their daily Starbucks run, or maybe two if it is … Continue reading Coffee shops are a privilege, not a right: Luxury is the new normal
High-yield savings accounts (HYSA) do not feel high-yield anymore. The national average APY for US savings accounts is 0.06% according to the FDIC. 0.06% APY means that for every $10,000 you have tied up in a savings account, you are paid $6 per year. Obviously 0.06% will not protect you from any level of inflation, which means that these savings accounts are useless. Other online … Continue reading Porte, the 3% APY savings account – What’s the catch?
Australia, as with many countries, has had a rocky political history. Its now-famous war against emus in the early 1930s has become the subject of countless memes and YouTube videos. The country faced a historic constitutional crisis in 1975, when Queen Elizabeth II’s Governor General removed the Prime Minister and imposed his preferred government, in what some have labeled a soft coup d’état. Perhaps the … Continue reading One of Australia’s Prime Ministers disappeared without a trace in 1967
With the price of homes still at record highs, some Millennials are coming up with a new strategy to get into home ownership: buying homes with friends. Millennials are growing tired of paying higher rents and losing out on building equity in real estate and the appreciation on home values. Therefore, some are partnering with friends and roommates to buy a nicer home than any … Continue reading Buying homes with friends: Millennials’ new recipe for drama
I suffer from a condition known as “male brain.” One of the symptoms causes me to think that I can wait until the last minute to do my shopping. Growing up, I remember shopping with my dad at the mall on Christmas Eve. We, along with a large number of other men suffering from the same condition, scrambled to find last-minute gifts for the wiser … Continue reading Christmas shopping in October? Why Black Friday may be too late this year
Mickey Mouse is arguably the most famous cartoon character on earth. One survey even showed the iconic personality to edge out Santa Claus in recognition among children. In political and animation circles, it is often remarked that Mickey Mouse will fall into the public domain in 2024 if copyright term lengths are not extended before then. If Mickey’s copyright expires, this would allow the public … Continue reading Is Mickey Mouse in the public domain?