Celsius: Get paid weekly to stake your crypto

Celsius is no longer just a temperature and American’s will actually use it. Celsius is a crypto-lending platform similar to BlockFi. With Celsius you can stake your crypto – which allows Celsius to lend out your crypto in exchange for interest. Unlike its competitors, Celsius pays you interest weekly. This means you can compound your growth faster than with services that pay out monthly! Currently … Continue reading Celsius: Get paid weekly to stake your crypto

That’s a Yotta scratchers: Instantly win up to $1,000 for joining in March

Yotta is a prized-linked savings account that offers “lottery tickets” each week for saving money with them. You can win up to $10 million dollars, a Tesla, or just a decent APY. Recently, Yotta has rolled out new features, including crypto buckets, which hold your money in stablecoin and pay you 4.5% APY plus extra lottery tickets for staking your crypto with them. Other new … Continue reading That’s a Yotta scratchers: Instantly win up to $1,000 for joining in March

That’s a Yotta Crypto? The best high-yield savings account is now offering more

Yotta is a FDIC-insured, lottery-based, high-yield savings account. Previously, I’ve written an article singing the praises of this app (link). The current system offers you 0.2% APY plus lottery winnings. This averages out to be around 1.5 to 1.9% APY. While this return is lower than the 3% offered by Porte and HMBradley, you only have to put money in Yotta to get the APY. … Continue reading That’s a Yotta Crypto? The best high-yield savings account is now offering more

Coffee shops are a privilege, not a right: Luxury is the new normal

Millions of Americans start their day with coffee that they buy from a coffee shop. They drive out of their way to wait in lines to pick up their morning caffeine fix for outrageous mark-ups. This “luxury” of not having coffee at home has infected people so much that they can not contemplate giving up their daily Starbucks run, or maybe two if it is … Continue reading Coffee shops are a privilege, not a right: Luxury is the new normal

Porte, the 3% APY savings account – What’s the catch?

High-yield savings accounts (HYSA) do not feel high-yield anymore. The national average APY for US savings accounts is 0.06% according to the FDIC. 0.06% APY means that for every $10,000 you have tied up in a savings account, you are paid $6 per year. Obviously 0.06% will not protect you from any level of inflation, which means that these savings accounts are useless. Other online … Continue reading Porte, the 3% APY savings account – What’s the catch?

Buying homes with friends: Millennials’ new recipe for drama

With the price of homes still at record highs, some Millennials are coming up with a new strategy to get into home ownership: buying homes with friends. Millennials are growing tired of paying higher rents and losing out on building equity in real estate and the appreciation on home values. Therefore, some are partnering with friends and roommates to buy a nicer home than any … Continue reading Buying homes with friends: Millennials’ new recipe for drama

Christmas shopping in October? Why Black Friday may be too late this year

I suffer from a condition known as “male brain.” One of the symptoms causes me to think that I can wait until the last minute to do my shopping. Growing up, I remember shopping with my dad at the mall on Christmas Eve. We, along with a large number of other men suffering from the same condition, scrambled to find last-minute gifts for the wiser … Continue reading Christmas shopping in October? Why Black Friday may be too late this year

Kakeibo: The Japanese mindfulness budgeting system

Kakeibo – meaning “household finance ledger” – was invented by Japan’s first female journalist, Hani Motoko, in 1904. Motoko developed this accounting system for Japanese housewives, because, in Japan, the wife traditionally managed the finances of the household and gave the husband an allowance. The Kakeibo system was designed to make the user aware of their spending habits and help the user take control of … Continue reading Kakeibo: The Japanese mindfulness budgeting system