Christmas shopping in October? Why Black Friday may be too late this year

I suffer from a condition known as “male brain.” One of the symptoms causes me to think that I can wait until the last minute to do my shopping. Growing up, I remember shopping with my dad at the mall on Christmas Eve. We, along with a large number of other men suffering from the same condition, scrambled to find last-minute gifts for the wiser … Continue reading Christmas shopping in October? Why Black Friday may be too late this year

Kakeibo: The Japanese mindfulness budgeting system

Kakeibo – meaning “household finance ledger” – was invented by Japan’s first female journalist, Hani Motoko, in 1904. Motoko developed this accounting system for Japanese housewives, because, in Japan, the wife traditionally managed the finances of the household and gave the husband an allowance. The Kakeibo system was designed to make the user aware of their spending habits and help the user take control of … Continue reading Kakeibo: The Japanese mindfulness budgeting system

The cliché of ‘Believe and you can achieve’

Clichés are expressions that become so overused that they lose their original meaning so much so that they can become a mockery of the original, meaningful idea. However, these clichés often carry truth to them, but we ignore that truth because of how many times you hear it. I felt like this about “believe and you can achieve,” until I Read Napoleon Hill’s “Think and … Continue reading The cliché of ‘Believe and you can achieve’

Finance 103 – Budgeting: Dave Ramsey’s ‘EveryDollar’ method

Give every dollar a purpose. It sounds simple, but is it? Financial guru and credit card killer Dave Ramsey has his method of helping people master their finances and get out of debt – the “Baby Steps.” Through these steps, people are led to financial peace and mastery of their money. The first thing you must do to begin your journey to financial peace is … Continue reading Finance 103 – Budgeting: Dave Ramsey’s ‘EveryDollar’ method